Last updated: 10/31/2026
US Credit Academy is an educational product only. We provide general information about how the United States credit system works. We do not provide credit repair services, debt settlement or debt negotiation services, personal financial advice, or legal representation, and we do not contact or negotiate with any bank, creditor, or credit bureau on your behalf. All course content is for general educational and informational purposes only.
Access to the course is granted after you complete registration and a one-time payment, processed through Stripe. This grants you permanent access to the course content purchased.
Your credit score and decisions made by banks and financial institutions depend on many individual factors. We make no guarantee regarding the amount, speed, or certainty of any improvement to your credit score after completing this course.
For information about our refund policy, please contact us before purchase at info@advancedcredittherapy.com.
All course content (text, video, files) is owned by US Credit Academy and is provided for your personal use only. Redistribution, resale, or public sharing of this content without written permission is not permitted.
If you have questions about these Terms, contact us at info@advancedcredittherapy.com.